Business Finance Manager

Job Title:

Manager, Business Finance

Location: Bengaluru, Karnataka, India (On-site)

Employment Type: Full-time

About PhonePe:

• India’s leading digital payments platform with 600M+ users and 40M+ merchants.
• Expanding into financial services (Insurance, Lending, Wealth) and consumer tech businesses.
• Culture: Ownership from day one, innovation, fast execution, and solving complex problems.

Minimum Qualifications:

• Chartered Accountant or MBA with 5+ years of relevant experience.
• Strong skills in financial modeling and presentations.
• Analytical and problem-solving mindset.
• Proactive, self-motivated team player.
• Strong stakeholder management and interpersonal communication.

Preferred Qualifications:

• Experience in Corporate Finance, FP&A, or Business Finance.
• Understanding of financial trends and market dynamics.
• Business acumen and understanding of business development and operations.
• Experience in commercial negotiations, partnerships, alliances (preferred).
• Background in eCommerce, fintech, startups, or consumer tech is a plus.

Key Responsibilities:

• Conduct monthly business reviews and company-wide financial planning.
• Publish mid-month financial outlooks for leadership.
• Prepare business review presentations and coordinate meetings.
• Create and refresh the Annual Operating Plan (AOP) quarterly.
• Develop short- and long-term business and financial plans.
• Analyze costs, pricing, growth, and performance vs. plans.
• Maintain cash flow projections and ensure capital adequacy.
• Identify cost reduction opportunities.
• Forecast policy/assumption changes impact and communicate to stakeholders.
• Benchmark with industry peers and support corporate strategy, including IPO readiness.
• Conduct deep dives and sector analyses.

Employee Benefits:

• Comprehensive insurance (medical, critical illness, accidental, life).
• Wellness programs and onsite medical center.
• Parental support (maternity, paternity, adoption, daycare).
• Relocation and transfer benefits.
• Retirement benefits (PF, gratuity, NPS, leave encashment).
• Education assistance, car lease, salary advance policies.

Work Culture:

• Inclusive and innovative.
• Encourages creativity, intellectual curiosity, and open debate.
• Equal opportunity employer with accommodations for disabilities.